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A B C D E F G H J James D. Javaras, CLU, ChFC The BHR Life Insurance Companies 10 Monument Square, Suite 201 Leominster, MA 01453 Phone: (978) 534-1118 Fax: (978) 534-5727 E-Mail: Jim@bhrlife.com Web: http://www.bhrlife.com Patricia L. Jones, CPA P. L. Jones & Associates, P.C. 34 Cedar Street Worcester, MA 01609 Phone: (508) 755-7575 Fax: (508) 755-7599 E-Mail: pat@pljonescpa.com Web: http://www.pljonescpa.com Frederick M. Misilo, Jr., Esquire Fletcher, Tilton & Whipple, P.C. 370 Main Street 11th Floor Worcester, MA 01608 Phone: 508-459-8059 Fax: 508-459-8359 E-Mail: fmisilo@ftwlaw.com Web: http://www.ftwlaw.com K L M N O P R S T W

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